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Americans in Canada, Canadians in the US

You live on one side of the border. Your taxes live on both.

US citizens and green card holders file with the IRS wherever they live. Canada taxes its residents. Move in either direction and that year lands on both sides. We prepare both returns together, current year and back years.

We actually answer. Typical reply in under 15 minutes during business hours.
Both returns, one team Fixed fee agreed before work starts A tax consultant reviews every return
Book a 20-min cross-border personal consult

Email us a line about your situation and two times that suit you. We reply to confirm a slot.

Typical reply under 15 minutes
Email us to book

Who this is for

If any of these is you, your taxes cross the border too.

  • You are a US citizen or green card holder living in Canada, and you have only ever filed the Canadian side.
  • You are Canadian, you took a job in the US, and you are not sure what Canada still expects from you.
  • You moved across the border this year, in either direction, and the move year has to land correctly on both sides.
  • You have years of US returns you never filed, and you want to know what getting current takes.
  • You hold RSUs, rental property or accounts in the other country, and you are not certain whether FBAR or T1135 applies.
  • Your last accountant handled one side and went quiet when you asked about the other.

Recognise yourself in one of these? Book the consult and we will tell you which returns are open on each side, what each one takes, and what it costs, before you commit to anything.

What you get

What an individual engagement covers

Included

  • A Canadian or US personal return for one filer or a couple, covered on US Tax and Canadian Tax
  • Both returns prepared together, with treaty and foreign tax credit positions that agree, covered on Cross-Border US and Canada Tax
  • FBAR and T1135 reporting where it applies, covered on FBAR and T1135 Reporting
  • The move year in either direction, including the Canadian departure return and the US new-resident or dual-status return
  • US catch-up under the Streamlined Foreign Offshore procedure, three years of returns and six years of FBAR, when it fits your facts
  • Complex holdings: T1134, Form 5471, GILTI, PFIC and S Corp or LP flow-through income
  • One named person who owns the file end to end
  • A tax consultant review before anything is filed
  • Sign-off by a licensed practitioner of record

What changes a fee

Your fee is scoped and agreed in writing before we start. It moves for one reason only: the work moves. These are the things that change it.

  • Filing both sides instead of one
  • A move year added to the file
  • Additional filing years, including a catch-up
  • RSUs, rental income or additional state returns
  • Foreign corporations or funds that carry their own reporting
  • A spouse or partner added to the engagement

Anything that changes the fee is agreed with you before the work happens. Never after.

Fixed fees

How cross-border personal tax is priced here

Every fee is fixed, quoted on the consult, and confirmed in writing before any work starts. A standard file is both returns, joint or individual, with employment income and little else.

Cross-Border Personal Tax

Your Canadian and US returns prepared together, joint or individual, with T4 or W-2 income and the foreign tax credits lined up.

from $1,050 CAD

  • Canadian and US returns prepared and filed
  • Foreign tax credit positions that agree across both returns
  • A tax consultant reviews before filing
  • CFA-led advisory
Book a consult
Starting fees in CAD, before HST, while our fee schedule is finalised. Your fixed fee is confirmed in writing before any work starts.

2-minute check

Do you owe FBAR or T1135 reporting as well?

Accounts and property you kept in the other country can trigger a separate reporting form on top of your return. Answer two questions and we will point you in the right direction.

Not sure what you found? Book a consult and we will confirm it properly.
Quick filing check
Indicative only, not tax advice
Q1 Do your non-US financial accounts ever total over $10,000 USD?
Q2 Do you hold non-Canadian property or assets over $100,000 CAD?

How it works

Three steps. No phone tag.

01

Book a consult

Tell us a line about your situation and two times that suit you. A named person writes back.

02

Get a fixed quote

We establish which returns are open on each side and what each one needs, then confirm your fee up front. The number you see is the number you pay.

03

A named human files it

One person owns your file end to end, a tax consultant reviews it, and a licensed practitioner of record signs off on both sides.

Real, named people

Who touches a personal cross-border file

One named person owns this work. You will know their name before you send us a document.

Muzzammil Iqbal
Principal
CFA Program, all three levels cleared
Owns your file from intake to filing.

Questions

Personal cross-border questions we get every week

I am a US citizen living in Canada. Do I have to file in both countries?
Usually, yes. The US taxes its citizens and green card holders wherever they live, and Canada taxes its residents, so a US person living in Canada typically has a return due on each side. Getting the two returns to agree is most of the work.
Will I be taxed twice on the same income?
The Canada and United States tax treaty and the foreign tax credit rules exist to prevent that, and applying them correctly is most of the work on a cross-border personal file. We take the position that fits your facts and document it. What that means for your specific numbers is exactly what the consult establishes.
I am moving across the border this year. What changes?
The move year is split between the two countries. Leaving Canada means a departure return, plus NR6, NR73 or Section 216 filings where they apply. Arriving in the US can mean a new-resident or dual-status return. We map both sides of the move on the consult and quote it as one fixed fee.
I have not filed US returns in years. What happens now?
Back-year filing is regular work here. We establish how many years are open, what each one needs, and what the whole thing costs before you commit. Some filers catch up under the Streamlined Foreign Offshore procedure, three years of returns and six years of FBAR, when their facts fit it. Whether that route fits yours is a consult question, and what the IRS does with any late filing is the IRS's decision. We will not promise you an outcome.
What will my file cost?
A standard cross-border personal file, both returns with employment income, starts from $1,050 CAD. One side only starts from $525 CAD. Reporting, a move year or back years add work, and the consult is where we scope it. Your fixed fee is confirmed in writing before any work starts.
Starting fees in CAD, before HST, while our fee schedule is finalised. Your fixed fee is confirmed in writing before any work starts.
20-minute consult, not billed

Book the consult. Get a real answer.

Twenty minutes. We map what is open on each side, including any move year, and confirm a fixed fee in writing. Bring your last returns from both countries if you have them.

Typical reply under 15 minutes during business hours
A tax consultant reviews every return
CFA-led advisory
Signed off by a licensed practitioner of record
US & Canada, one team